When a couple decides to separate, it can be a difficult and emotional time. However, creating a separation agreement can help make the process smoother and more manageable for both parties involved. An informal separation agreement is a document that outlines the terms and conditions of a separation between a couple who are not legally married. This agreement can help the couple navigate through the separation process in a clear and concise manner.

A separation agreement typically includes the following elements:

1. Property division: This section outlines how the couple’s assets, debts, and property will be divided.

2. Child custody and support: This section outlines the custody arrangements for any children involved and the financial support that each parent will provide.

3. Spousal support: This section outlines the financial support that one spouse may provide to the other, if applicable.

4. Living arrangements: This section outlines where each spouse will live during the separation.

5. Health insurance: This section outlines how health insurance will be handled during the separation.

6. Legal issues: This section outlines any legal matters that may need to be addressed during the separation.

Creating an informal separation agreement can help the couple avoid the costs and time associated with going through a legal separation or divorce. It can also help the couple maintain control over the process and make decisions that are best for their unique situation.

Here is a sample informal separation agreement that can be used as a guide:


The parties agree to divide their joint property as follows:

– Party A will retain the family home and all associated property and furnishings.

– Party B will retain their vehicle and all associated property.

– The remaining assets and debts will be divided equally between the parties.


– The parties agree to share custody of their children on an equal basis.

– Party A will be responsible for providing the children’s health insurance.

– Party B will pay $500 per month in child support to Party A.


– Neither party will be required to pay spousal support.


– Party A will continue to reside in the family home.

– Party B will move out and find alternative housing.


– Party A will be responsible for providing health insurance for the children.

– Each party will be responsible for their own health insurance.


– Each party will be responsible for their own legal fees.

By creating an informal separation agreement, couples can establish a clear and concise plan for their separation. This can help reduce stress and uncertainty during what can be a difficult time. It’s important for both parties to review and understand the terms of the agreement before signing it. If you’re unsure about any aspects of the agreement, it’s recommended that you consult with a family law attorney.